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Home Affordability Calculator

See what you can realistically afford based on your income, debts, and down payment.

Your Financial Info

Annual Gross Income

Before taxes

Monthly Debt Payments

Car loans, student loans, credit cards, etc.

Down Payment

Cash you have for down payment

Interest Rate (%)

Current mortgage rates

Loan Term

Property Tax Rate (%)

Texas average ~2.2%

Home Insurance (annual)

Estimated annual premium

Maximum Home Price $0 Based on 43% DTI ratio (lender max)

Comfortable Range $0 Based on 28% DTI ratio (recommended)

Principal & Interest $0

Property Tax $0

Home Insurance $0

Total Monthly (PITI) $0

Loan Amount $0

Down Payment $0

Debt-to-Income Ratio 0%

Want a personalized breakdown for a specific property?

Get Expert Review